Everything a Florida buyer needs at the closing table — down payment, closing costs, and prepaids, minus the deposit you've already paid.
“Atlantic Title made our first home purchase so smooth. They explained every document clearly and closed on time. Couldn’t recommend them more highly.”
“As a Realtor I send every single client to Atlantic Title. Their team is responsive, professional, and always closes on time. My go-to title company in Florida.”
“We did a RON closing from out of state and it was absolutely seamless. The technology was easy to use and the team walked us through every step. Exceptional.”
Your cash to close is the total amount a Florida buyer brings to the closing table. This calculator adds your down payment, estimated closing costs (title, settlement, recording, and survey), and prepaids/escrows, then subtracts the earnest money deposit you've already placed — so you know the real number to wire ahead of closing.
Atlantic Title Firm provides every buyer a clear, itemized cash-to-close figure on the settlement statement before closing day, with no surprises.
It's the total funds a buyer brings to closing — down payment plus closing costs and prepaids, minus your earnest money deposit and any lender credits.
No. Closing costs are one part of cash to close. Cash to close also includes your down payment and prepaids, less your deposit.
Your final cash to close appears on the Closing Disclosure and settlement statement, which we review with you before closing.
Leave your name, phone, and email and our team will reach out — fast and friendly, no obligation.
Already have a signed contract? Send it over and we’ll open your file today.
Submit a Contract →